Privacy-Focused Conversion

Convert Monero (XMR) to USDT — Private, Fast, Secure

Convert your Monero holdings to USDT at competitive rates. No exchange account needed, no order books, no price slippage on small amounts.

How Monero to USDT Conversion Works

Converting XMR to USDT with Fin-Pay is simple and private. Your Monero is converted and USDT is sent to your wallet.

Send Monero to our provided XMR deposit address. Include your USDT wallet address (TRC-20 or ERC-20) in the request form.

Once your XMR is confirmed on the Monero network (typically 10-20 minutes), we convert at the current market rate with transparent fees.

USDT is sent to your wallet address. Most conversions complete within 1-4 hours after XMR confirmation.

We understand why you use Monero. Your conversion is processed with the minimum required compliance, without unnecessary data collection.

Most XMR to USDT conversions complete within 1-4 hours. Faster than most peer-to-peer alternatives.

Rates based on real-time market data. No hidden spreads or inflated fees. The rate you see is the rate you get.

You do not need Binance, Kraken, or any exchange. Just send XMR and receive USDT. We handle everything in between.

What is the minimum XMR amount?

The minimum is approximately $50 USD equivalent in XMR at current market rates.

How many confirmations are needed?

We require 10 confirmations on the Monero network, which typically takes 10-20 minutes.

Is KYC required for XMR to USDT?

Basic verification is required for all conversions to comply with applicable regulations. The level of verification depends on the amount.

Which USDT network do you support?

We support USDT on TRC-20 (Tron) and ERC-20 (Ethereum). TRC-20 is recommended for lower fees.

Create a verified account to start converting XMR to USDT today.